You are wondering whether you really need a payday loan. What is the need to go online and take a loan when you can easily apply to your loan bank for the same reason? You have a good credit history and you have a good reputation with the bank as well. In fact you are reasonably sure that your loan application will get cleared almost immediately. So you think you don’t need to get in touch with a payday loan website right?
Wrong! Yes you might have the best credit history possible and you might have a very good standing with the loan bank. But think about it. What if an emergency crops up and you need money right away? Can you access the cash in your account in the middle of the night or in a foreign country? Or what if you want money immediately for a medical emergency and you cannot wait for a loan application to be approved. You already know that a loan application to your bank will take at least a week to get approved but you want the money now for a serious reason. Just because you have good credit history does not mean that the bank will waive their own formalities will they? For this reason it is always a good idea to have a good payday website like http://green-touch.org/ ready just in case.
So how do you go about it…?
Step one — Get in touch with a reliable lending company. There are thousands of lending companies online but only a few sites are reliable and trustworthy. We recommend you Google the name and reputation of each lending site before you actually make a loan application. Good websites will have their lending terms and conditions listed on the first page and they will also clearly state their lending rates. Compare the rates licensing and eligibility requirements before you select an agency.
Step two — Fill in the online application form. All payday agencies will have an online application form that has to be filled up. Make sure you fill in the online application form correctly as it is the only way that the company representative can get in touch with you. Keep your salary certificate and a pen handy as the company usually gets in touch through phone or email. Some good information will be found in this site.
Step three — Discuss your loan requirements with the CSA. The Customer Service Associate will usually get in touch with you in about ten minutes to about an hour. He will then discuss your loan requirements with you and then ask you for your salary certificate. Please scan and send the salary ceritificate to the company. Once your loan is approved you will be sent a contract that lists the loan amount repayment amount repayment date and the repayment process. Verify these details and sign the contract only if the terms are acceptable.
Step four — Send the contract back to the company. Once the loan amount is sanctioned the cash is deposited into your account and you can use it how you want. Please note that the company will contact you when the loan becomes due and you will have to contact the company in case you cannot repay the loan. Loans can be rolled over or extended but please make sure that you discuss this with the company.
The bottom line
Emergencies can happen at any time and it becomes essential to have a ready source of cash. Sometimes it is just not possible to access your bank for a loan or you might have exceeded your credit history. In these cases a good payday lending company like http://green-touch.org/ is vital. All you have to do is fill in the online application form and the company will get in touch with you in about ten minutes to a few hours. The loan is approved immediately and the cash is sent to you immediately. You can use the cash anyway you want and it is as simple as that.